The holidays bring a spike in urgency-driven fraud. A few checks keep it from ruining the season.
Pop-up storefronts with heavy discounts and no verifiable history take payment and disappear.
Fraudsters imitate real charities during peak giving. Donate through the charity's own site, not a link from a message.
No legitimate business, agency or family emergency is settled in gift cards. That request is the scam.
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